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    DBA Coleman Hall and Heinze
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302 E. Queen Isabella Blvd
Port Isabel, Texas 78578
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Financial Services  |  Business Group Plans  |  Estate Planning     
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Estate Planning

The primary reason of Estate Planning is to accomplish the distribution of assests, to whom you wish minimizing taxation. Having a successful estate plan assures your wishes for your heirs. The initial planning process includes taking an inventory of your assests, discussing with trusted advisors, such as attorneys and accountants, your goals for the future.

Below is a brief list of items that should be considered to when taking inventory of your assests:

  • Real Estate (home or other real estate ventures)
  • Savings (bank accounts, CD’s or money markets
  • Investments (stocks, bonds, mutual funds)
  • 401(k), IRA, pension and other retirements accounts
  • Life insurance policies/annuities
  • Ownership in a business(es)
  • Motor vehicles (cars, boats, planes)
  • Jewelry
  • Other personal property of worth

The planning process is one that takes time and is ever changing. However, most people assume that estate planning is for the wealthy. Your loved ones are at risk of losing all that you have built in your lifetime, without proper planning, you are in danger of the following:

  • The transferring of your assests will be decided by the laws that govern your state.
  • Court appointed administrators make the decision; where, who and how much of your assests are distributed. As well as receiving expenses for their work and a deduction to the total amount that could be given to your loved ones.
  • When children are involved, it could result in a court appointed guardian.
  • A family owned business could be sold without the families consent.
  • Unneccesary estate taxes can be relinquished and administrative services can be incurred and deducted from your assests.

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